My Les Paul Forums - View Single Post - Insuring your vintage (or non vintage) guitars

JimmyAce2006 · 07-18-2008, 03:57 PM

Does anyone here insure their guitars? Most smaller collections are insured with your regular home owners policy. But there is a limit. For my needs, I was going to go through this one agent in PA who is known for a lot of musical instrument insurance. They write it through Travelers. But when I checked with my own Travelers agent, they were able to give me a much lower rate. Just curious to see what sort of insurance other people use and whether it covers transporting the instrument (in case you sell it). My insurance is for personal use, not professional or for playing gigs. It does cover transporting the instruments if I should sell one. It makes it much cheaper than paying $300-500 to insure a 15K-25K instrument through the courier. Mine is also very inexpensive and covers theft, fire, etc., comprehensive. So if you have insurance on your collection, is it expensive and what what does it cover?

07-18-2008, 03:57 PM	#1 (permalink)
JimmyAce2006 Senior Member Join Date: Sep 2007 Posts: 2,710 Thanks: 2 Thanked 65 Times in 19 Posts	Insuring your vintage (or non vintage) guitars Does anyone here insure their guitars? Most smaller collections are insured with your regular home owners policy. But there is a limit. For my needs, I was going to go through this one agent in PA who is known for a lot of musical instrument insurance. They write it through Travelers. But when I checked with my own Travelers agent, they were able to give me a much lower rate. Just curious to see what sort of insurance other people use and whether it covers transporting the instrument (in case you sell it). My insurance is for personal use, not professional or for playing gigs. It does cover transporting the instruments if I should sell one. It makes it much cheaper than paying $300-500 to insure a 15K-25K instrument through the courier. Mine is also very inexpensive and covers theft, fire, etc., comprehensive. So if you have insurance on your collection, is it expensive and what what does it cover?